Privacy Policy

Introduction

Welcome to BuddySplit's Privacy Policy. This Privacy Policy describes how MalihSolutions ("we," "us," or "our") collects, uses, discloses, and protects your information when you use our BuddySplit mobile application (the "Service"). This policy applies to all users of our bill-splitting application.

By using BuddySplit, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with any part of this Privacy Policy, please do not use our Service.

Definitions

For the purposes of this Privacy Policy:

• Account means a unique account created for you to access our Service.
• Application refers to BuddySplit, the mobile software program provided by MalihSolutions.
• Company (referred to as "the Company," "we," "us," or "our") refers to MalihSolutions.
• Device means any device that can access the Service, such as a smartphone or tablet.
• Personal Data is any information that relates to an identified or identifiable individual.
• Service refers to the BuddySplit Application.
• You refers to the individual accessing or using the Service.

Information We Collect

Personal Information You Provide

When you create an account and use BuddySplit, we may collect the following information:

• Account Information: Name, email address, profile picture (if provided)
• Authentication Data: Information from third-party authentication services (Apple Sign-In, Google Sign-In)
• Expense Data: Details about expenses you create, including amounts, descriptions, categories, and participants
• Group Information: Group names, member lists, and group-related activities
• Payment Information: Records of payments made or received within the app (we do not store actual payment method details)

Automatically Collected Information

We may automatically collect certain information when you use our Service:

• Device Information: Device type, operating system, unique device identifiers
• Usage Information: App usage patterns, features used, time spent in the app
• Log Information: Error logs, crash reports, and performance data

How We Use Your Information

We use the collected information for various purposes:

• Provide and Maintain Service: To operate and maintain the BuddySplit application
• Expense Management: To enable you to create, track, and manage shared expenses
• Group Functionality: To facilitate group creation, member management, and expense sharing
• Communication: To send you important service-related notifications
• Improve Service: To analyze usage patterns and improve app functionality
• Security: To detect, prevent, and address technical issues and security concerns
• Legal Compliance: To comply with applicable laws and regulations

Information Sharing

Within Groups

When you join or create a group in BuddySplit:

• Your name and profile information are visible to other group members
• Expenses you create or participate in are visible to relevant group members
• Your payment history within the group is visible to other participants
• Balance information is shared among group members as necessary for expense tracking

Third-Party Services

We use Firebase (Google Cloud Services) to store and process your data. Your information may be transferred to and processed in the United States or other countries where Google operates data centers.

Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities.

Data Security

We implement appropriate security measures to protect your personal information:

• Encryption: Data is encrypted in transit and at rest
• Access Controls: Limited access to personal information on a need-to-know basis
• Regular Updates: We regularly update our security practices and systems
• Third-Party Security: We rely on Google Firebase's enterprise-grade security infrastructure

Your Privacy Rights

Data Retention

We retain your information for as long as necessary to provide our services and comply with legal obligations:

• Account Data: Retained until you delete your account
• Expense Data: Retained for the duration of group participation and for a reasonable period after leaving groups
• Usage Data: Typically retained for up to 2 years for analytics and improvement purposes
• Legal Requirements: Some data may be retained longer if required by law

Children's Privacy

BuddySplit is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will take steps to remove such information.

International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that are different from the laws of your country. We take appropriate measures to ensure your information receives adequate protection.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by:

• Posting the new Privacy Policy on this page
• Updating the "Last updated" date at the top of this Privacy Policy
• Sending you a notification through the app for material changes

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.